Supplemented judgment explained rejection of a debt collector’s claim: the earlier debt had been paid
Harjaks Inkasso OÜ · KÜ Nartall 18 · 12341373 ·
Participants and roles: Claimant Harjaks Inkasso OÜ — acquirer of the claim.; Two defendants XX — owners from whom a common amount was sought.; Apartment association Nartall 18 — previous creditor, not a party to this claim.
How it started · editorial summary
The court added reasons to its earlier refusal to award Harjaks Inkasso OÜ money against two defendants XX. It found payment of the debt to the association proved.
The dispute and the court’s decision
Harjaks Inkasso OÜ, which had acquired a claim from the apartment association Nartall 18, sought to recover 1 306,52 euros jointly and severally from two owners: 722,44 euros in principal and 584,08 euros in late-payment interest, together with further interest of 0,07% per day from 1 August 2013, capped at the principal. One defendant disputed the calculation and submitted invoices and payment certificates. The second did not respond to the claim.
The court refused to enter a default judgment solely against the second defendant: in this dispute, the existence and amount of the common debt had to be determined jointly for both.
The court interpreted the first defendant’s written acknowledgement as confirming an existing debt rather than creating a new independent obligation. The debtor could therefore challenge it without a separate counterclaim. The court found the assignment to the debt collector proved, but that did not exclude objections available against the previous creditor.
The claimant’s calculation differed from the association’s invoices. The court found it proved that the debt had been paid by 13 June 2014. It did not accept in full another certificate stating there had been no debt throughout the period since 2010, because other documents confirmed the earlier debt. Nevertheless, the particular claim and interest sought could not be granted.
The claim had already been dismissed in a short judgment on 23 October 2014. After the claimant announced an intention to appeal, the court added a factual description and reasons while maintaining full dismissal. Costs were left to the debt collector. The court corrected the value of the claim from 1 444,88 euros to 1 491,10 euros; this is a procedural valuation, not an award of money.
Outcome of this decision
Supplement the judgment of 23 October 2014 with a factual description and reasons. Dismiss Harjaks Inkasso OÜ’s claim against the two defendants for joint and several debt and late-payment interest. Leave costs to the claimant; correct the claim value to 1 491,10 euros.
Translation of an anonymised, abridged excerpt from Estonian
3. Leave procedural costs to Harjaks Inkasso OÜ.